Plan on being in your home 10 years or less? Need a lower rate to qualify for the house you desire?

Intermediate ARMs offer the low introductory rate of an adjustable rate mortgage combined with the security of a fixed-rate mortgage for a defined number of years. Winchester Home Loans offers several intermediate ARMs with down payment options as low as 5% and competitive rates that could help borrowers save thousands of dollars over the life of the loan. The Intermediate ARM is offered in both conforming and non-conforming loan amounts.

This loan program offers:

• Low introductory rate
  Attractively priced 3/1, 5/1, 7/1 and 10/1 ARM options offer substantial savings.
• Low down payment
  Down payment requirements as low as 5%.
• Predictable monthly payments
  Comes with a low introductory rate that remains fixed for the first three, five, seven or ten years.*

Recommended for people who:

• Plan to stay in their homes for a limited time.
• Require lower initial payments.
• Feel confident their future incomes will rise enough to handle potentially higher monthly payments.