Do you prefer regular mortgage payments with no surprises? Plan to stay in your home for a long time?

The "traditional" choice, the Fixed-Rate Mortgage (FRM) is popular because it offers stability and predictable monthly payments. It provides the same interest rates and interest payments throughout the entire term of the loan. The longer the term, the lower the monthly payments become. A shorter term comes with higher monthly payments and a smaller loan amount, but will save on interest costs over the life of the loan and build equity quicker. Winchester Home Loans offer a variety of terms in government, conforming and jumbo loan amounts.

This loan program offers:

• Predictable payments
  The monthly principal and interest payment is fixed over the life of the loan.
• Protection from rising interest rates
  Your rate remains the same for the life of the loan.
• Faster equity growth
  In comparison to other mortgage options such as ARMs and Balloon mortgages

Recommended for people who:

• Prefer regular payments with no surprises.
• Are on limited or fixed incomes.
• Plan to stay in their homes a long time.
• Purchase or refinance at a time when interest rates are comparatively low.